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FinanceLeadHouse :: Frequently Asked Questions.
Following is a set of some frequently asked questions that users
have had asked to our experts. Now For your ease and to help you
instantly with any question you might want assistance regarding
before you apply for a loan package, here are some general
questions that we hope, will help you making a decision for
good.
What's
FinanceLeadHouse and
what all
Services
does it offer?
Ans. The FLH works
as financial consultant. The company offers various kinds of
online mortgages, insurance and credit card solutions on easy
terms. The FLH provides the resources like Budget Manager,
Taxation guide, Loan calculator, Currency translator, Exchange
Rates and counselling’s also.
The Company specializes in to make
people understand about Credit card rates, True Cost Mortgage,
Mortgaging Tips, Tools for members, Credit Line or Loans,
Mortgage Tips and Mortgage Glossaries.
What are the Hidden
Fees of FLH?
Ans. No, there are
no hidden fees or charges Charged by FLH.
What's
the
Eligibility Criteria to apply for Mortgage?
Ans. There is no
hard and tuff eligibility criteria to apply for
Mortgage/insurance/credit card as the organisation understand
the requirement of the client so with due respect to understand
the requirement of the client, the FLH decided to provide their
Product to their clients with minimum formalities as company
understand the urgency of the client.
What about the
services given by the company to their Clients?
Ans. The company is
very aggressive about their service; specialize in providing the
quality services to their clients. For Example after or before
chosen the product from the company if the client is satisfied
from the services then definitely the customer will give the
references to more and more person so from that the company will
get their more and more customers. The basic theme is the
company believe in long term relation ship with the client not
short term that’s why the company decided to provide their
customer 24*7 customer care services.
How much can I
borrow from FLH?
Ans. The borrower
can borrow from FLH £ 5000 to £ 100,000 from our panel.
Can I cancel my
application?
Ans. Yes, the
client can cancel their application at any time. And the company
will feel good to return your documents safely. As we understand
that due to some urgency the cancellation can happen at any
time.
Is there
a
fixed rate
option available?
Ans. Yes we
have option called Fixed Rates and we would love to offer the
fixed rates options for our clients. As by offering fixed rates
the lender can fixed their targets.
What happens
if I am not able to repay the instalments?
Ans. Yes, we
understand the circumstances of the person that person can be
trapped any time in financial situation. So we do have options
available for example the company will offer flexible policies
in front of client for make him easy.
If the person
is having
CCJ’s issue,
can
the
company
still
help?
Ans. Yes, The FLH
considered in all circumstances. As FLH having a scheme
available that the people who having bad credit problem the FLH
can offer the secured loan because secured loan is more
convenient than unsecured.
If the person is
self employed than can
he/she still
go for Mortgage
or Loan?
Ans. Yes, do not
require to get worried, if the person is not in a condition to
provide the full 2 years of accounts then many other things or
options to prove the income. Some of our Advisers are experts in
providing mortgage or loan with the background of self Employed.
If the person
having Credit Problem in their past then any one can help?
Ans. Yes, Most of
the times the lenders will accept the situation of the clients.
As Most of the times people may have been missed or paid late
their payments due to the reason. We can help these kinds of
people to find the mortgage or loans for them. All the
quotations are free of cost without any charges.
Will you need to
verify the employer details by contacting them?
Ans. Very often, we
are not into the system of contacting to the employers to verify
the details. In rare cases need rises to contact the employers
for verification but before contacting direct bases we first
prefer to contact the applicant and after the confirmation we
will contact the employer in rare cases
Will the
Executive/Advisor need to make a visit (Home)?
Ans. No, we
don’t have visit system for the confirmation in-fact,
The Executives/Advisors use to contact throw post/courier or
E-mails.
What is the Minimum
& Maximum Credit Limit I can get?
Ans. Yes, we have
wonderful options available for duration which is full flexible
for client. We have 5 years to 30 years of duration available
for loan/mortgage according to how much the client can afford
each month.
For what
all
purpose I can go
for loan/Mortgage?
Ans. Yes, the
person can use the mortgage/loan for buying a home, A Car, for
home Improvement and get relief from all previous credits.
What is the
general
duration of
completing
my secured Loan
application?
Ans. The timescale
for the application will very from loan type. As recently our
customer experienced an average turnaround time of 15 days time
period for funds being released.
Will
I've
any problem if I
am carrying another
loan package
from
a
competitor at
the same time?
Ans. No, We don’t
feel any kind of any problem if our customer is going for cross
checking the rates/other conditions. But we are confident that
if once the customer will cross check the details then
definitely the client the beneficial and affordable terms of our
from some our competitors as we have started our policies from
the customer perspective first and if our customer will satisfy
than definitely the company will automatically earn the
benefits.
Can I repay my
loan/Mortgage early?
Ans. Yes, the client can repay
their mortgages early but this will subject to the lenders
terms. As most of times it happens that for early payments the
client has to pay the repayment charges.
Why choose the FLH
Mortgage/Loan?
Ans. The FLH
started their business recently so we are offering with best
deals and best features as:
1). The limit is
from £ 5000 to £ 100,000.
2). The Flexible
Term from 5 years to 30 years.
3). The Complete
Flexible/easy Terms offer by the FLH as mentioned in Terms &
condition Page.
4). Quick and
Immediate services/response at any step.
Are there Insurance
Policies available to take loan/Mortgage Against?
Ans. Yes, we have
Policies available to take insurance against the loan/Mortgage
as we understand the purpose is security. |